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	<title>Business Blog, Small Business Resource : Smallbizgateway.com &#187; Business Services</title>
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		<title>Small Business Services</title>
		<link>http://www.smallbizgateway.com/blog/small-business-services/</link>
		<comments>http://www.smallbizgateway.com/blog/small-business-services/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 04:50:13 +0000</pubDate>
		<dc:creator>Bill Walker</dc:creator>
				<category><![CDATA[Business Services]]></category>
		<category><![CDATA[Small Business]]></category>

		<guid isPermaLink="false">http://www.smallbizgateway.com/blog/?p=38</guid>
		<description><![CDATA[There are 550,000 new businesses started each MONTH in the US! Granted, a lot of them will fail, but hold on – for each one of those businesses to get going, they need to write a business plan, incorporate, create a logo, create a website, open a line of credit, open up an office/retail space, [...]]]></description>
			<content:encoded><![CDATA[<p>There are 550,000 new businesses started each MONTH in the US! Granted, a lot of them will fail, but hold on – for each one of those businesses to get going, they need to write a business plan, incorporate, create a logo, create a website, open a line of credit, open up an office/retail space, equip that space, hire employees, pay them… the list of tasks is long and the dollar amount behind it is large. Take all those needs and multiply them through the number of startups and you see a multi-billion dollar effect. No wonder the government makes special effort to promote small business loan access, create tax breaks, allows for a favorable playing field to compete with the industry leaders.</p>
<p>The newest trend by the large corporations is trying to accommodate these small businesses by providing products customized for them and trying to understand their needs (which credit card company doesn’t offer a Small Business card?). Well the corporations may be trying to understand the small established business, but they are still overlooking the startups. There is the stereotypical reason to overlook these cash-strapped startups – that they don’t have money to spend. Well, the reality is they may be bootstrapping and cash may be very delicately calculated, but the entrepreneurs who are running those startups know that they have to spend money and know how to spend that money and they DO spend money.</p>
<p>Who gets it &#8211; other small businesses get it! So what needs to be understood about these entrepreneurs? The first thing that must be known is that just like any group of people can’t be defined by just one description. There are very savvy individuals who start companies, there are simpler-minded ones; there are ones with reserves, and ones without; there are patient, hardworking ones and impatient and lucky ones. That’s the first part, the second is that they are just like most well-informed consumers today, only they expect even more for even less. The lowest dollar, no matter how appealing, is not the answer if it does not provide a solution, so spending an appropriate amount of money is not out of the options.</p>
<p>Some of the entrepreneurs know that they need a website, but they don’t have $7,000 to spend on one; others know that they need a business plan to secure funding and ARE willing to spend $2,000 – understanding the need that they have and the way they intend to alleviate their pain is the way to sell your service. They may shop around a lot longer, and come off as wasting too much of the vendor’s time, since finding that deal is so crucial to keeping costs down; they may barter, they may balk entirely – but do know that if they engage you in a price quote and open a dialogue, they are not there to waste either your or their time for that matter – they are there to buy.</p>
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		<title>The Importance of a Business Plan</title>
		<link>http://www.smallbizgateway.com/blog/the-importance-of-a-business-plan/</link>
		<comments>http://www.smallbizgateway.com/blog/the-importance-of-a-business-plan/#comments</comments>
		<pubDate>Mon, 15 Sep 2008 03:43:52 +0000</pubDate>
		<dc:creator>Zack</dc:creator>
				<category><![CDATA[Business Services]]></category>
		<category><![CDATA[Business Plan]]></category>

		<guid isPermaLink="false">http://www.smallbizgateway.com/blog/?p=16</guid>
		<description><![CDATA[A business plan is the first thing that investors will ask to see when you approach them for a loan of any sort for your business. By providing investors with a detailed business plan that shows all aspects of your business you are showing them that you are a serious business entrepreneur, which is vital [...]]]></description>
			<content:encoded><![CDATA[<p>A business plan is the first thing that investors will ask to see when you approach them for a loan of any sort for your business. By providing investors with a detailed business plan that shows all aspects of your business you are showing them that you are a serious business entrepreneur, which is vital if you are starting a new business. A business plan from a business that has been in business for a few years will have a detailed financial section, which will allow the investors to see just how much of a risk they will be taking by providing you with a loan. All businesses, whether new or old, need money and finances in order to maintain their business. And having a solid business plan can go a long way to securing the loan that you may need to keep your business running smoothly.</p>
<p>The business plan is important for many reasons because it will be the first thing that investors and personnel will ask for when approached to secure a loan or join in the business. Having a plan that is solid and details all aspects of the business such as financial progress, marketing and sales and a detailed business description will help to captivate your audience and secure what you are looking for. It is important that your business plan encompass all aspects of your business so that you do not have to do any re-writes for each party you may be showing it to. Having one plan that covers everything will allow you to show that plan to investors and potential managers both; you just need a clear table of contents to show where each section is located.</p>
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		<title>Financial and Business Services Sector</title>
		<link>http://www.smallbizgateway.com/blog/financial-and-business-services-sector/</link>
		<comments>http://www.smallbizgateway.com/blog/financial-and-business-services-sector/#comments</comments>
		<pubDate>Mon, 04 Aug 2008 04:23:38 +0000</pubDate>
		<dc:creator>Schultz</dc:creator>
				<category><![CDATA[Business Services]]></category>
		<category><![CDATA[Financial Services]]></category>

		<guid isPermaLink="false">http://www.smallbizgateway.com/blog/?p=14</guid>
		<description><![CDATA[Taken together, the financial services and business services sectors are amongst the most successful sectors in the UK economy in terms of employment creation, output, growth and profitability. Since 1980, the number of jobs in the sector has risen from 1.6 million to 2.8 million; the real output has doubled from 11 to 20 per [...]]]></description>
			<content:encoded><![CDATA[<p>Taken together, the <a href="http://www.financialbest.com/"><strong>financial services</strong></a> and business services sectors are amongst the most successful sectors in the UK economy in terms of employment creation, output, growth and profitability. Since 1980, the number of jobs in the sector has risen from 1.6 million to 2.8 million; the real output has doubled from 11 to 20 per cent of current-price GDP, and gross profits to almost ?90 billion (Barron, 2004). This expansion was due to several factors, including growing consumer wealth, deregulation and demographic changes, as well as the trend in advanced economies towards services. Financial services output, as measured by percentage of GDP, was predicted to overtake that of manufacturing some time in 1996 (Bell, 1999). The financial services sector is made up of three interlinked and interdependent subsectors: retail, corporate, and City of <a href="http://www.londoncentral.info/"><strong>London</strong></a>. It includes banks, building societies, insurance companies, mortgage lenders, securities houses, unit and investment trusts and increasingly a large number of non-bank institutions engaged in financial activity. </p>
<p>The business services sector includes a wide range of professional firms such as solicitors, management consultants, accountants and computer specialists. Although both these sectors are usually considered separately, they are interlinked in two critical ways: they buy services from one another, for example, the banking sector is one of the largest client groups for accountants and software services; they are beginning to compete for business; the movement of financial institutions into professional services is a major trend. For example, the Halifax Building Society now owns one of the largest surveying companies in the UK; and Barclays Bank has set up a large software services consultancy through outsourcing parts of its IT department.</p>
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		<title>B2b Database Services</title>
		<link>http://www.smallbizgateway.com/blog/b2b-database-services/</link>
		<comments>http://www.smallbizgateway.com/blog/b2b-database-services/#comments</comments>
		<pubDate>Tue, 24 Jun 2008 08:17:56 +0000</pubDate>
		<dc:creator>Tina Young</dc:creator>
				<category><![CDATA[Business Services]]></category>
		<category><![CDATA[B2B]]></category>
		<category><![CDATA[Database Services]]></category>

		<guid isPermaLink="false">http://www.smallbizgateway.com/blog/?p=12</guid>
		<description><![CDATA[Datab2b.co.uk provides UK company contact information and b2b database services, with over 2 million business records for England, Scotland, Wales and Northern Ireland. Each business record contains Company Name, Address, Premises Type, Business Type, SIC Code, Telephone Number, Contact Name and Job Title. Much include detailed information such as Number of Employees, Turnover, Profit Before [...]]]></description>
			<content:encoded><![CDATA[<p>Datab2b.co.uk provides UK company contact information and <a href="http://datab2b.co.uk"><strong>b2b database services</strong></a>, with over 2 million business records for England, Scotland, Wales and Northern Ireland.</p>
<p>Each business record contains Company Name, Address, Premises Type, Business Type, SIC Code, Telephone Number, Contact Name and Job Title. Much include detailed information such as Number of Employees, Turnover, Profit Before Tax, Net Worth, Fax Number, Email Address and Website Address.</p>
<p>Every business listed is sourced, updated and checked by the dedicated call centre and <a href="http://datab2b.co.uk"><strong>business services</strong></a> directory.</p>
<p>Datab2b.co.uk purchases data for major areas including all UK Counties, UK Regions or key Industry Sectors.</p>
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		<title>Ways to Improve Customer Servises</title>
		<link>http://www.smallbizgateway.com/blog/ways-to-improve-customer-servises/</link>
		<comments>http://www.smallbizgateway.com/blog/ways-to-improve-customer-servises/#comments</comments>
		<pubDate>Thu, 13 Dec 2007 08:03:33 +0000</pubDate>
		<dc:creator>Elsa</dc:creator>
				<category><![CDATA[Business Services]]></category>
		<category><![CDATA[Customer Servises]]></category>

		<guid isPermaLink="false">http://smallbizgateway.com/blog/?p=4</guid>
		<description><![CDATA[We are already prepared to handle our customer. All of us made ourselves available, all our agents 7/24 hours available on their mobile, tour guide ready, driver and messenger are ready, financial, well organized office, and we arranged extra reserved accommodations to late inquiries. We are in the height of our enthusiasm after our management [...]]]></description>
			<content:encoded><![CDATA[<p>We are already prepared to handle our customer. All of us made ourselves available, all our agents 7/24 hours available on their mobile, tour guide ready, driver and messenger are ready, financial, well organized office, and we arranged extra reserved accommodations to late inquiries.</p>
<p>We are in the height of our enthusiasm after our management meeting where the article of Bryan Marye has been quoted, it is all about &#8220;Customer Service: Your Advantage.</p>
<p>So, you don&#8217;t have a multi-million dollar advertising campaign? You don&#8217;t have a staff of hundreds, venture capital backing or someone from Star Trek as your spokesperson? Then perhaps it&#8217;s time to look into one of the advantages that you do have over these e-commerce giants&#8230;.. customer service.</p>
<p>You might wonder how a small company can hope to give better customer service than these heavily staffed, heavily funded e-giants. Believe it or not, it may be your lack of size, that just might give you the edge.</p>
<p>Think about your average customer service experience in an off-line setting. Where do you usually have the kinds of customer service experiences that are so positive, you come away raving to your friends and co-workers? While I can&#8217;t answer for you, I can tell you that the overwhelming majority of my experiences of this nature have come with small businesses, often very small.</p>
<p>Conversely, I can also say that as a rule, my biggest CS (customer service) nightmares have come with the biggest companies. Of course, there are always exceptions, but this theory has proven to be surprisingly consistent for me. I would bet that if you compile a quick mental list of your best and worst experiences as a customer, you might find this to be true for you as well.</p>
<p>The problem with large companies is usually a volume issue. Many of these businesses have such a large volume of CS inquiries, that they simply don&#8217;t have the manpower to adequately provide timely and efficient service. Often, it is difficult to even find the proper channel for which to take your CS issue. Large e-commerce companies aren&#8217;t immune to these kinds of issues.</p>
<p>In fact, they are often even less prepared to handle the flow of questions and comments that come in from their site on a daily basis. Many of these companies experience massive volume of traffic to their sites. A nice problem to have, but a problem that can often leave the customer out in the cold.</p>
<p>A recent Gartner study surveyed 50 top-rated internet retail sites on their customer service readiness and effectiveness. The results were very telling. Not one of these 50 sites ranked as excellent with regards to customer service readiness. 23% graded out as average, and 73% were rated below average, and 4% rated poor.</p>
<p>Cnet quoted another recent study by Resource Marketing which showed similar results. &#8220;Wal-Mart online is a maze, Williams-Sonoma makes customers fill out applications every time they shop, and KBkids.com automatically sends new customers its electronic newsletter, whether they ask for it or not.&#8221; Caroline Cofer, a spokesperson for Resource Marketing added that many of these large merchants are &#8220;making some scary mistakes.&#8221;</p>
<p>Now, with many of these large e-tailers streamlining operations in order to stay afloat, it is difficult to imagine customer service improving. In fact, customer service issues on-line have become such an issue, that an entire sector has evolved to deal with the problems. Companies such as Egain Communications and Kana Communications offer automated, CRM (customer relation management) solutions.</p>
<p>Many of these automated services are ASP (application service provider) models that feature multi-channel response e-mail systems. In other words, software that attempts to emulate a real human. On one hand, these companies should be admired for their vision, and will probably be rewarded with booming sales. On the other hand, the technology has a way to go before it is a replacement for human interaction.</p>
<p>Have you ever sent a question to a site&#8217;s customer service center, and received the answer to the wrong question? More than likely, this was the result of automated CRM software that was unable to properly interpret your question and send the correct response. This is where your advantage as a small company comes into play. While you may not enjoy the volume of these sites, you can create a higher percentage of repeat visitors/buyers with superior CS.</p>
<p>Generally, when you hear people talk about improving CS, you hear things like: &#8220;make yourself available&#8221; and &#8220;give good contact information.&#8221; This is true, but it goes beyond that. What people really want is speed. People want their questions answered now. People want their CS issue resolved in a hurry. Providing a phone number is a must, but chances are, people don&#8217;t want to go off-line and call you for the answers to their questions unless it is a last resort. In the e-world, people want an i-response: Immediate, internet response.</p>
<p>Of course, you can&#8217;t be everywhere at once. Managing a small business or website is already a full-time job. But making CS a focal point of your website can pay immense dividends for your traffic and or profit. Think of it this way, if you can respond to a customer&#8217;s question within 24 hours, you are beating about 50% of the large e-companies already. If you can respond within 12 hours, I would estimate that you would be beating somewhere around 80%. If you can respond within 6 hours, you are providing customer service that most e-commerce giants only dream about.</p>
<p>A quick list of ways to improve your customer service: 1. Speed: We all know as customers, that few things are more valuable to us than time. Standing in line is no fun at the supermarket, and waiting for a response from a CS center is no fun either.</p>
<p>2. Contact information: Make it easy to find. Make it an address that you or an employee checks on a regular basis. Don&#8217;t make the customer work to find you.</p>
<p>3. Live chat: Offer your customers the opportunity to use instant messaging software to contact you. MSN Messenger and ICQ are two widely used formats that work on almost all platforms, and it&#8217;s 100% free.</p>
<p>4. F.A.Q and search options: Make them thorough. Not all sites need F.A.Q (frequently asked questions) pages, but if your site does, then make it thorough and easy to understand. If your site has an search box, be sure that it gives adequate results. Test it out. It&#8217;s surprising how many high-profile websites have inadequate in-site search functions.</p>
<p>5. Customer is always right: We all know that this is bull, but, the old adage still stands the test of time. Whether or not the customer is &#8220;right,&#8221; our job as CS managers is to put out fires. Quick, pleasant responses to even the most irate customers will almost always cool the situation. In fact, an efficient CS agent can turn even the most irate customer into a loyal customer Take the work out of it for your visitors. Encourage them to ask questions and reward them with quick, friendly responses. Your customers and visitors are the most important asset you have. Make them feel that way.&#8221; End of quote.</p>
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